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If your credit report shows a history of debt problems or contains errors you may. Here's how to remove negative information from your credit report Review your credit card statements and other financial documentation for mistakes Request proof of the negative information File a dispute Wait Add positive information to your credit reports. You can even request that the statement of dispute be forwarded to any company that requests your credit report, you can try reaching out to the creditor or bank and offering to settle the account. What You May Not Know About The Practice of Pay-for-Delete. For example don't take a debt collector's word for it that they'll remove a negative item from your credit report completely if you pay the balance.
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